After a crash, insurance adjusters become a vital part of the process to pursue compensation. However, they may not always provide you with the care and respect you deserve, especially when you’re dealing with a vulnerable situation. In the aftermath of a crash, you need to seek compensation, but some insurance adjusters make it more challenging than they should.
Unfortunately, insurance adjusters work for large corporations. They prioritize making money and put profits over people far too often. It’s vital to work with someone who can help you understand how insurance adjusters work during this challenging time.
Here are some of the essential things to know about insurance adjusters:
- They prioritize money
- They use tactics to minimize claims
- They act friendlier than they are
- They offer low-ball settlements
- They don’t want you to have an attorney
If you suffer injuries in a car accident, call our firm at (515) 705-0233 to safeguard your rights.
1. They Prioritize Money
Insurance companies must make money, which means they need to take in more premiums than they give out in settlements. As a result, insurance adjusters work to minimize how much they pay out following a crash.
Unfortunately, when insurance adjusters put money first, it’s often at the expense of car accident victims dealing with some of the worst injuries possible.
2. They Use Tactics to Minimize Claims
Insurance adjusters have trained for years and handle claims every single day. This experience means they’ve used numerous tactics to minimize how much they pay out in car accident cases. Some of the tactics they use can include:
- Recorded statements
- Claim delays
- Pre-existing injuries
3. They Act Friendlier Than They Are
When you first speak with insurance adjusters, they’ll appear to empathize with you and your feelings. They want you to believe that they are on your side, even when they’re not. Just know that not all insurance adjusters are genuine in how they treat you after a crash, and they are more concerned about protecting their company.
4. They Offer Low-Ball Settlements
After investigating your claim, insurance adjusters are more prone to offer much less than you deserve because they want to save money. Even more, they know that you are in a vulnerable situation and need compensation. If insurance adjusters can get you to accept less than you deserve, they save their companies money.
5. They Don’t Want You to Have an Attorney
Insurance adjusters will tell you that you don’t need an attorney to get the compensation you need. They only tell you this because insurance adjusters know that they’re more likely to get away with paying less if you don’t have a lawyer.
However, having a lawyer gives you some peace of mind. Even more, having a lawyer allows you to safeguard your right to pursue maximum compensation. A lawyer helps protect you from many of the tactics that insurance adjusters use to take advantage of claimants.
At LaMarca Law Group, P.C., we put your rights first. We work to help you understand your rights every step of the way. We are well aware of how insurance adjusters treat many claimants and how they put profit over people. We don’t back down from insurance companies who try to bully others.
Our Des Moines car accident lawyers go above and beyond to help you understand your options during a challenging time. We investigate your claim to the fullest, determining how much you may recover and then taking on large insurance companies to pursue the most favorable outcome possible. Trust us to be here for you when you need us most.